Fees & Rates
Straightforward information about what therapy costs and how insurance works at Groundwork.
Individual therapy
- Free 15-minute phone consultation $0 — a mutual fit conversation, not a clinical session.
- Initial 60-minute intake session $250
- 45-50 minute individual therapy session $200
In-network & out-of-network
Groundwork is currently in-network with United Healthcare and Aetna. Many clients use Groundwork as an out-of-network provider, which means:
- You pay the full session fee at the time of service.
- I provide a detailed receipt (a "superbill") that you submit to your insurance.
- Your insurance reimburses you directly, based on your out-of-network mental health benefits.
Reimbursement rates vary widely. I'd recommend calling the number on the back of your insurance card and asking:
- Do I have out-of-network outpatient mental health benefits?
- What is my deductible, and has it been met?
- What percentage of the fee will be reimbursed per session?
- Is there a limit on the number of sessions covered?
Why choose private pay or out-of-network? Working outside of insurance panels lets me protect the quality and depth of the work — how often we meet, how long sessions are, and what we actually focus on. Insurance companies often require a formal diagnosis — something that is not necessary for private pay clients.
Limited availability
I hold a limited number of reduced-fee slots for clients for whom the standard fee would be a barrier. Reach out to ask about current availability. Note this is only for self-pay clients; insurance companies negotiate their own rates.
A word on the No Surprises Act: You have the right to a Good Faith Estimate explaining how much therapy is expected to cost. I provide this at intake. If you have questions before then, just ask.
How payment works
Payment is due at the time of service. A valid credit card is required on file. Sessions cancelled with less than 24 hours notice will be charged $100.
Questions about fees, billing, or insurance that aren't answered here? The FAQs page may help, or reach out directly.